Small Business Funding

Fueling Your Success: Flexible Financing for
Every Business.

Small Business Loans

Term Loan

Blending traditional and alternative financing, our solution offers fixed rates and manageable monthly payments, empowering you to make long-term investments and drive business growth.

Equipment Financing

Is outdated equipment holding your business back? Instead of a standard loan, explore equipment financing—an option tailored to your needs. Let our experts guide you to the right solution for your growth.

Line of Credit

United’s most popular option – Providing business owners with unmatched flexibility, this financing solution lets you access funds as needed for any business purpose, while only paying interest on the amount used.

Small Business Loans

Working Capital

With fast approvals and flexible repayment options, our working capital solutions adapt to your business’s unique demands. Whether you’re managing seasonal fluctuations, restocking inventory, or seizing a new opportunity, United provides the financial support you need—when you need it.

Why United Capital And Merchant Services

Our process is simple!

We’ve made getting your business goals funded easier.

….Apply in minutes

……….Fill our simple business funding application quickly and easily.

Click here

….Expert advice

……….One of our experienced and knowledgeable relationship managers will contact you to ……….learn more about your business needs and what it will take to achieve your goal.

Contact Funding Manager Now

….Competitive rates

……….We have partnered with 100+ lenders to ensure we can offer you funding customized ……… to your business needs and goals.

Learn more

….Lex Get You Funded

……….Once we find an offer that is right for you, your business can be funded in as little ……….as 24 hours!

Why United Capital And Merchant Services

Our process is simple!

We've made getting your business goals funded easier.

....Apply in

... minutes

..........Fill our simple business

......... funding applicationquickly

........ and easily.

Click here

....Expert advice

..........One of our experienced and knowledgeable relationship managers will contact you to ..........learn more about your business needs and what it will take to achieve your goal.

Contact Funding Manager Now

....Competitive rates

..........We have partnered with 100+ lenders to ensure we can offer you funding customized ......... to your business needs and goals.

Learn more

....Lex Get You Funded

..........Once we find an offer that is right for you, your business can be funded in as little ..........as 24 hours!

Who We Are

At United Capital, we redefine business financing by offering solutions beyond traditional lending. We know that not every business fits the rigid criteria of banks, and that’s where we step in. Our mission is to provide accessible, flexible funding to entrepreneurs who have been overlooked or underserved—ensuring they get the capital they need to grow and succeed.

Meet The Team

5.0 rating of 102 reviews

Review us on Google

Allison

3 days ago

Thank you Zack for helping me get the fast funding

Michael Miller

a week ago

Exceptional service from start to finish! United Capital And Merchant Services Holdings made the business financing process seamless and stress-free.

Their team was incredibly knowledgeable, responsive, and genuinely invested in my success. They took the time to understand my needs and provided tailored financing options that worked perfectly for my business. The customer service was outstanding—every question I had was answered promptly and thoroughly. I highly recommend United Capital And Merchant Services Holdings to any business owner looking for reliable and efficient financial solutions!

James Smith

2 days ago

The United Capital And Merchant Services team was awesome in helping my company get the funding we needed.

They gave me several options with different lenders and made sure I understood everything. They’re super professional but also really friendly and approachable. I definitely recommend them to any business looking for financial support to grow.

Edwin

5 days ago

I utilize multiple loans each year for my business. This has by far been the quickest and easiest process out of the 20+ companies I’ve worked with acquiring capital.

Yet somehow, they were also able to net me more than my existing lenders that I’ve done 4 loans with (They weren’t even able to match United Capital And Merchant Services offer.) Couldn’t be happier Working with Matthew and Anthony, I’d gladly recommend them to anyone seeking capital for their business.

Tatyana Houdson

a week ago

WOW, the United Capital And Merchant Services team was just outstanding. They presented me with several options, and got the funding I needed.

They made sure I understood the process. The team was invaluable and professional. I enjoyed the friendly service. I would gladly recommend them to any business looking for financial support to grow.

Robert Brown

6 days ago

United Capital And Merchant Services has a very professional staff and everyone I spoke with was very helpful through out the whole process.

Anthony in particular was very transparent, particular and honest. Recieved my capital same day and very smooth process. Will be recommending friends and family in need.

Kevin

a week ago

First I was skeptical, but these guys are Incredible!! We've been in a partnership for probably 1 week and everyone of my clients pretty much gotten approved.

" Giovani and Joe are very professional and knowledgeable in their profession. "

Saulo

2 days ago

Everyone United Capital And Merchant Services staff member I worked with was very helpful in navigating the process on the funding I needed!

When going through the process they explained every detail in full and answered any questions I had as well. Their follow up and prompt responses will put you at ease when you're in need of funds. Thank you to everyone that helped me get things done!

Tom Joe

3 days ago

These guys are awesome signed up with there partnership team to refer over clients and couldn’t be happier.

The get all my clients the funding they need but with a consultative approach not a sales one. They definitely care and very professional. Tom Joe and Brandon in the partner dept are amazing.

Go beyond your dreams

Get the funding you need for your small business today!

Apply for Funding